experts advise on the credit crisis in Chile that survived the pandemic last year – Publimetro Chile

Life in Chile is always busy with economic experts. This is the luego of que la Financial Market Commission (CMF) informs that the 90-day morosidade is more than 2.33%, but this has not been the case since March 2014.

The large expenditures on credits in the commercial credit market are more concerned with the economythat is an uncertain period in the Chilean sphere during the second semester of 2024.


“Alza histórica en marzo”

Bajo is a line, Felipe Obal, contador auditor and social financier of M&O, indicates that “lwhile Chile’s commercial credits have an overall historical past at the margin, with a 2.33% share of excess returns, the price has widened considerably since mid-2014..

“Por otro lado, lour consumer loans are at their highest in Marchreduce the dose by 2.94% compared to the 3.04% of my front period, while the prepandemic is even more common”, subrayó.

“This situation reflects an economic context that is evidence of the reduction in demand for new credits, especially in the pymes sectorIf we observe one of the 8.2% of recent years in the first quarter of the year, there has been a significant contraction in the previous years of the sanitary crisis,” addition

“La tendencia va en alza”

By his part, Benjamín Jordan, director of, warns this “la tendencia de la morosidad promedio va a al alza, do not mention the information on the Comisión for the Financial Market, sino también and the informe of the University of San Sebastián with Equifax, the last morosa promedio is more than 2 million pesos since this information and the INE promedie is a menstruation of 757 million pesosI see that a large amount is taken away between the long promedio and the second promedio mensual”.

I agree: “An explanation of this situation is that there are more than 70% of older people occurring in all periods, in the fashion that the problems are structural, the withdrawal could cause an increase from 7.2% in the pandemic to 8.7% in the first quarter of the first quarter of 2024 on the INE”.