NJSave: One application provides easy access to prescriptions, energy and other assistance through Department of Human Services programs


New income requirements for NJSave expand access to critical financial assistance programs in New Jersey.

TRENTON, NJ – More older adults and individuals with disabilities in New Jersey are now eligible to save on prescription drug prices, Medicaid premiums, hearing aids, utilities and other household expenses using the NJSave application, thanks to an increase in the income requirements.

Eligible residents can apply for these savings through the NJSave online application. This single application allows the New Jersey Department of Human Services (DHS) – which administers a wide range of state and federal direct assistance programs – to screen and enroll applicants in multiple programs. NJSave paper applications are available upon request.

Recent legislation and funding in Governor Phil Murphy’s Fiscal Year 2024 state budget expanded the income limits for some of these programs by up to $10,000 to make them more accessible to a greater number of residents.

“By expanding income eligibility for prescription drug assistance, hearing aid assistance, and assistance programs for older adults, we are providing much-needed assistance to families across our state,” said Governor Murphy. “No one should have to face the difficult choice of skipping or rationing their medications, and this program expansion makes a real difference in the lives of New Jerseyans as we continue to make prescription drugs more affordable and accessible.”

NJSave will screen and enroll eligible residents in the following healthcare and prescription drug programs:

“Expanding the income eligibility for these programs means more people in need of support can apply for these savings. We encourage anyone who believes they may qualify, or knows someone who may qualify, to visit omaging.nj.gov to learn more about the various assistance programs available,” said Sarah Adelman, Commissioner of the New Jersey Department of Human Services .

The PAAD and Senior Gold programs are available to residents age 65 and older and those with disabilities. The PAAD program income limits are now $52,142 if you are single and $59,209 for a couple. The Senior Gold Prescription Discount Program limits are now $62,142 if you are single and $69,209 if you are married. Assets are not taken into account when determining eligibility for either program. PAAD reduces drug prices to $5 for covered generics and $7 for covered brand names. The co-pay for Senior Gold is $15.00 plus 50% of the remaining costs for covered prescriptions.

The income limits for the Hearing Aid Assistance to the Aged and Disabled (HAAAD) and the Lifeline Utility Assistance program – which offsets the cost of gas and electricity costs – have also been increased by $10,000 because these programs are linked to PAAD.

DHS will also reimburse new enrollees for the amount of money they paid for prescription drugs purchased 30 days before submitting a full PAAD and Senior Gold application. Documentation of the purchase must be submitted to the ministry for approval.

The NJSave application also screens applicants for these programs that help middle- and low-income families save on common household expenses:

Eligible individuals can apply now through NJSave’s online application, by downloading an application from the NJSave webpage, by texting NJSAVE to 844-755-3803 to receive a link to the application or by to request a paper application by calling 1-866-NJSAVE -5.

Online and paper applications are available in English and Spanish.

DHS is also increasing awareness of the NJSave application and related programs by implementing a Senior Save Navigator program that will provide outreach, education and individualized application assistance for older adults and individuals with disabilities, especially among underserved and hard-to-eat reach people. populations.

Additionally, the department launched a statewide advertising campaign in March to highlight the benefits of the NJSave application. The campaign includes radio and television ads, ads on NJTransit buses and bus shelters, billboards and notices at hospitals and pharmacies.

“By raising awareness of the ingenuity of the NJSave application and increasing application assistance, we hope more people will apply so they can start saving,” said Kaylee McGuire, Deputy Commissioner for Aging and Disability Services.

For more information about NJSave or other programs made available through DHS, visit them online at www.nj.gov/humanservices.